Our Agents


steve kinkade

Steve has worked in the agency for over 35 years.  He earned his Accredited Advisor in Insurance designation in 1986 and the Chartered Property Casualty Underwriter professional designation in 1995.  He works primarily in Commercial/Business, Farm & Agri-Business and Life insurance areas but is available to discuss any line of insurance.  Steve serves the insurance industry by serving on the Board of Directors and Executive Committee of the Independent Insurance Agents of KY and as a National Director  with the Independent Insurance Agents and Brokers of America.  Steve serves locally in his community on the Leitchfield Planning Commission and Board of Adjustments.  He spends his spare time as an avid tobacco farmer and enjoys spending time with his family.     


Sandy Brooks has been with the agency for 30 years. She is one of the first faces you see when you walk through the door.  Her basic position is in bookkeeping and accounts receivable, but she is willing to help you in any way she can.  She enjoys spending as much time as she can with her family…especially her 7 grandkids!


Lauren Hughes .jpg

Lauren hughes

Lauren began working in the agency part time in 2003 while attending college at Western Kentucky University. Upon graduation in 2007 she joined the agency full time. She enjoys the day to day, face to face interactions with clients. She enjoys working with municipalities and in personal lines such as homeowner, lake properties, and insurance she likes to call “fun” such as watercraft, motorhomes, and ATVs.  Lauren is married with two young sons. When she’s not working she enjoys spending time with family and friends, traveling, working in her flowers, and attending her children’s sporting events.



Susie Lucas began working in the agency in 1995. She began her career in insurance as a customer service representative and obtained her insurance license in 1998. Her main area of focus is in the personal lines sector. She enjoys working on farms, rental properties, automobile, seasonal/secondary residences, umbrella, watercraft, RV, ATV, motorcycle, and many specialty insurance products.